Cohort SoH trend
Mean state-of-health per loan cohort, tracked over time — the curve your residual assumptions should actually rest on.
Product / Loan visibility
Loan-performance visibility
State-of-health-backed residual value and loan-health signals.
A trusted SoH trend per pack gives lenders a residual-value confidence band instead of a guess — so loan books are underwritten on how batteries actually age.
SoH TREND · COHORT 12 · 12 MOconfidence ±1.2%
90.4%mean SoH, cohort
residual
confidence bandderived from SoH curve
confidence bandderived from SoH curve
Per-packand per-cohort SoH
Confidence bandnot a single figure
Early driftflagged before mispricing
SoH-backedderived from telemetry
Underwrite what you can see
From invisible degradation to a priced asset.
Financiers shouldn't carry battery risk they can't observe. Rootd makes the curve legible.
Residual value
A band, not a number.
Rootd publishes residual value as a confidence band derived from the cohort's SoH trend. No invented single-dollar figure — a range you can actually reason about.
- Banded residual, not false precision
- Tied to the measured SoH curve
- Tightens as history accumulates
SoH TREND · COHORT 12 · 12 MOconfidence ±1.2%
90.4%mean SoH, cohort
residual
confidence bandderived from SoH curve
confidence bandderived from SoH curve
Drift detection
Catch the packs going wrong early.
Every pack is checked against its expected SoH-versus-age curve. The few that drift below get flagged — so the asset is repriced before the loss lands.
- Per-pack deviation from expected curve
- Outliers surfaced, not buried in averages
- Modeled connectivity factored in
SoH vs AGE · COHORT 123 packs flagged
Packs drifting below their expected SoH curve are flagged early — before residual value is mispriced.
The signals
What a financier reads from Rootd.
Residual confidence band
Residual value expressed as a band derived from the SoH curve, not a single point estimate that pretends to a precision it doesn't have.
Early drift alerts
Packs sliding below their expected curve are flagged early, so a deteriorating asset is repriced before it becomes a loss.
Software only. Rootd does not lend, sell, or own batteries. It provides the SoH-backed signals; underwriting and capital decisions stay entirely with the financier.
Underwrite battery-backed loans on how packs actually age.
See SoH-backed residual confidence on a sample cohort from your book.